{"product_id":"the-stewardship-ledger","title":"The Stewardship Ledger","description":"\u003cp\u003eA method, not a spreadsheet.\u003c\/p\u003e\n\u003cp\u003eFor four generations, my family kept three ledgers in the desk drawer at Beacon Hill: \u003cbr\u003eone for the household, one for the family enterprise, one for the estate. They balanced \u003cbr\u003ethem by hand each Sunday after morning service.\u003c\/p\u003e\n\u003cp\u003eThis is that practice, brought into our century.\u003c\/p\u003e\n\u003cp\u003eSix volumes within a single book:\u003c\/p\u003e\n\u003cp\u003eI.   Personal Cashflow — Twelve months of household income and expenditure across \u003cbr\u003e     fifty pre-arranged categories in the Brahmin tradition.\u003c\/p\u003e\n\u003cp\u003eII.  Personal Net Worth — A quarterly inventory of what one owns, what one owes, \u003cbr\u003e     and what remains. The single number a gentleman ought to know about himself.\u003c\/p\u003e\n\u003cp\u003eIII. LLC Profit \u0026amp; Loss — The household enterprise's revenue and expense across \u003cbr\u003e     twelve months. Margin calculations performed automatically.\u003c\/p\u003e\n\u003cp\u003eIV.  LLC Tax Tracker — Quarterly estimated payments to the Treasury, sixteen \u003cbr\u003e     deductible categories, and a running tally of what is owed.\u003c\/p\u003e\n\u003cp\u003eV.   Annual Summary — The single page one reads on New Year's Eve. \u003cbr\u003e     Personal and enterprise side by side.\u003c\/p\u003e\n\u003cp\u003eVI.  Cover \u0026amp; Method — A letter on stewardship, and instructions on how the \u003cbr\u003e     ledger is properly kept.\u003c\/p\u003e\n\u003cp\u003eSix hundred and fifty formulas built in. Zero errors. Compatible with Excel, \u003cbr\u003eNumbers, Google Sheets, LibreOffice. Delivered as a single file the moment \u003cbr\u003eyour order is placed.\u003c\/p\u003e\n\u003cp\u003eA ledger is not a budget. A budget tells you what to do; a ledger tells you \u003cbr\u003ewhat you have done. The first is for the young, the second is for the responsible.\u003c\/p\u003e\n\u003cp\u003e— Sir Edmund Cavendish-Hale, Beacon Hill\u003c\/p\u003e","brand":"Sir Edmund Hale","offers":[{"title":"Default Title","offer_id":59547531018574,"sku":null,"price":9.97,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1024\/0730\/7598\/files\/Untitleddesign_6.png?v=1777603874","url":"https:\/\/siredmundhale.com\/products\/the-stewardship-ledger","provider":"Sir Edmund Hale","version":"1.0","type":"link"}